Storm Damage & Insurance Claims
Helping You Understand Your Next Steps After a Storm
Nebraska storms can cause damage that isn’t always visible from the ground. If your home has been through hail or high winds, we’ll complete a thorough inspection, explain what we find, and help you understand your options.
Whether your home has damage or everything looks good, you’ll receive honest answers and the information you need to make a confident decision.
your first steps after a storm
Start with what you can see
After a storm, take a look around your property from the ground. Check for missing shingles, damaged siding, dented gutters, fallen debris, or anything else that looks different.
Take photos of anything unusual, but avoid climbing onto your roof. Some storm damage is difficult to see without getting a closer look, and a roof can be especially dangerous after severe weather.
Schedule a professional inspection
If you suspect damage, the next step is having your home professionally inspected. We’ll take a closer look at your roof and exterior, document what we find, and explain the condition of your home. From there, you’ll have the information you need to decide what, if anything, should happen next.
Not every storm causes damage, and finding damage doesn’t automatically mean you need to file an insurance claim.
know what the storm left behind
We inspect roofing, siding, gutters, windows, flashing, soft metals, and other visible storm related damage. We’ll document everything with photos and review our findings with you.
What Does Hail Damage Actually Look Like?
Hail damage isn’t always obvious from the ground. During an inspection, we’re looking for bruised shingles, missing granules, cracked shingles, exposed fiberglass mat, dents in gutters, downspouts, roof vents, and other soft metals. We also inspect siding, window wraps, and other exterior components for signs of impact.
We’ll show you exactly what we find so you understand the condition of your home rather than simply taking our word for it.
Should You File an Insurance Claim?
If we find storm damage that may qualify for an insurance claim, we’ll explain what we found, provide photos, and help you understand the claims process. If your home doesn’t have enough damage to justify filing a claim, we’ll tell you that too. Our goal is to help you make an informed decision, not encourage unnecessary claims.
Common Storm Damage Myths
Myth: If my roof isn’t leaking, it isn’t damaged.
Fact: Hail damage can shorten the life of a roof long before a leak appears.
Myth: I should always call my insurance company first.
Fact: It’s often helpful to have your roof inspected before contacting your insurance company. This helps you understand whether there is enough storm damage to make filing a claim worthwhile.
Myth: Every storm means I need a new roof.
Fact: Some homes only need minor repairs, while others have no storm damage at all.
Myth: The insurance company chooses my contractor.
Fact: You have the right to choose the contractor you trust to complete your repairs.
What Happens During the Insurance Process?
- Schedule a free inspection.
- If storm damage is present, decide whether filing a claim makes sense.
- Contact your insurance company to start the claim.
- An insurance adjuster inspects your home.
- We can meet with the adjuster to answer questions and review the damage.
- Once your claim is approved, we’ll review the scope of work, order materials, schedule your project, and restore your home.
Our goal is to make the process easy to understand so you always know what comes next.
Why Choose J&K?
Storm damage can be stressful. We believe the inspection process shouldn’t be.
Honest Recommendations
We’ll tell you what we find and what we believe makes sense for your home.
Clear Communication
We’ll explain the process and keep you informed every step of the way.
A Thorough Inspection
We take the time to carefully inspect your home and document what we find.
A Team That Takes the Time
We take the time to answer your questions so you can move forward with confidence.
FREE, NO OBLIGATION
Schedule Your Free Storm Damage Inspection
If your home has been through a recent storm or you simply want peace of mind, we’re here to help.